Welcome to American Recreational Insurance Agency

At American Recreational Insurance Agency, we’re committed to helping you protect what matters most. As a full-service insurance agency, we offer a wide variety of coverage options to meet your personal and recreational insurance needs. 

Comprehensive Insurance Solutions

We provide coverage for all the essentials, including:

• Homeowners Insurance
• Renters Insurance
• Auto Insurance

We also specialize in mobile and manufactured home insurance, ensuring that no matter what type of home you live in, you have the protection you need.

RV and Travel Trailer Insurance

Whether your RV is your full-time home or your weekend getaway vehicle, we offer customized coverage for:

• Motorhomes
• Travel Trailers
• Camper Vans

We make sure your recreational vehicle is covered for all types of use—so you can hit the road with confidence. 

Coverage for Recreational Equipment

Love outdoor adventures? We've got you covered with tailored insurance for:

• Boats & Personal Watercraft
• ATVs & UTVs
• Snowmobiles
• Other Specialty Vehicles

Even if coverage isn’t required by law, we’ll help protect your investment with the right policy.

Why Choose an Independent Insurance Agency?

Unlike working directly with a single insurer, our agency offers you flexibility and savings. We compare quotes from multiple top-rated providers to ensure you get the best coverage at the best price.

We don’t believe in one-size-fits-all policies. Our experts work with you to build a customized insurance plan based on your unique needs and budget.

Get Started Today

Have questions? We’re here to help! Call us at 518-725-7000 to speak with one of our friendly insurance professionals or to request a free, no-obligation quote.

American Recreational Insurance Agency—protecting your home, your adventures, and your peace of mind.